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Layer-to-layer the cap (>=15 um plating per fab spec) is parallel to the annular-ring contact, so it cannot change the DC path. In-plane the model treats every via mouth as solid layer-thickness copper; the error is bounded by the dilute-hole correction (~ +2x mouth-area-fraction locally), partially offset by the unmodeled annular-ring copper, and typically well under a few percent of total R. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>