feat: refuse silent v3->v2 downgrade; monthly retrain timer with staged promote

train_all() now raises RainUnavailableError when use_rain=True and the
Open-Meteo history cannot be loaded, instead of logging a warning and
writing gauge-only (v2) bundles over the deployed v3 set -- which is what
the 2026-09-01 server retrain did unnoticed. --no-rain remains the explicit
way to get v2. CLI exits 2 with a one-line error. Three tests cover the
guard, the opt-out, and the v3 happy path.

scripts/retrain.sh trains into models/.staging, refuses to promote unless
metrics.json shows hgb-v3+ and >=14 trained stations, then renames bundles
into place (previous generation kept in models/.previous). No API restart:
predict.py reloads by mtime on the hourly precompute.

water-monitor-retrain.{service,timer}: 1st of each month 03:30, Persistent,
OMP_NUM_THREADS=4, Nice=15, same sandbox as the API unit. install.sh now
does `uv sync` into .venv (one env rule; removes a stale venv/) and enables
the timer. water-monitor.service in the repo matched neither the deployed
unit nor the uv env; it now does (run.py --web-api, .venv, EnvironmentFile).

.gitignore

@@ -148,6 +148,9 @@ grafana_data/
 models/*.joblib
 models/cache/
 models/metrics.json
+# scripts/retrain.sh working dirs (staging + one rollback generation)
+models/.staging/
+models/.previous/
 
 # Playwright MCP browser artifacts (screenshots/snapshots from agent sessions)
 .playwright-mcp/